The $200,000 Senior & Disabled Exemption Is Live

Texas seniors and disabled homeowners may qualify for a $200,000 school tax exemption. Learn why January is the key time
Texas Property Value Protest - Property Tax

January Deadlines for Texas Homeowners. One important deadline relates to the Texas senior property tax exemption.

Texas homeowners who are 65 or older, or who qualify as disabled, now have access to a major property tax break. In fact, the Texas senior property tax exemption is more generous than ever for these groups.

Proposition 13 and Proposition 11 created a $200,000 homestead exemption for school district taxes.

This exemption lowers the taxable value of your home.
It affects your 2026 tax bill.
Some homeowners may also receive refunds for past years.

January gives you the best chance to fix issues early regarding the Texas senior property tax exemption process.

What Is the $200,000 Senior and Disabled Exemption?

Two voter-approved laws work together so that eligible residents can benefit from what’s officially called the Texas senior property tax exemption.

  • Proposition 13 gives a $140,000 homestead exemption
  • Proposition 11 adds a $50,000 exemption for seniors and disabled homeowners

Together, they reduce how much of your home the school district can tax and ensure you get the proper Texas senior property tax exemption you deserve.

Lower taxable value means lower taxes.

Who Can Claim This Exemption?

You can claim this exemption if you qualify for the Texas senior property tax exemption requirements below:

  • You are 65 years old or older, or
  • You qualify as disabled, and
  • The home is your main residence

The exemption only applies to homesteaded homes. This is a key criterion for the Texas senior property tax exemption.

Why January Is Important

Appraisal districts do important work in January to keep updates timely for residents benefiting from a Texas senior property tax exemption.

They:

  • Update exemption records
  • Apply new law changes
  • Prepare values for the year

If your record does not show the exemption now, your 2026 tax bill may not include it—especially if you are seeking the Texas senior property tax exemption.

Fixing problems now is easier than fixing them later.

January Checklist for Seniors and Disabled Homeowners

1️⃣ Check Your Homestead Status

Make sure your property shows all that is required for the Texas senior property tax exemption.

  • A homestead exemption
  • The correct owner name
  • Your current home address

2️⃣ Confirm the Full $200,000 Amount

Look at your appraisal record and see if you have the full Texas senior property tax exemption reflected.

You should see:

  • a $140,000 homestead exemption
  • a $50,000 senior or disability exemption

You need both to reach the full amount, which together constitute the Texas senior property tax exemption for your school district taxes.

3️⃣ Apply If You Turned 65 in 2025

If you turned 65 last year, be sure to apply so you don’t miss out on your Texas senior property tax exemption.

  • Submit an application
  • Ask about back-dated savings

Do not wait. The exemption does not apply on its own, and action is required for the Texas senior property tax exemption to take effect.

4️⃣ Review Your Appraisal Notice

Check for the proper application of your Texas senior property tax exemption in your appraisal notice.

  • A lower taxable value
  • The correct exemption lines
  • Accurate property details

Small mistakes can raise your tax bill.

Can You Get Money Back?

Yes. You could receive a refund if the Texas senior property tax exemption was not previously applied to your property.

You may qualify for a refund if the exemption did not appear in past years.

This depends on:

  • When you became eligible
  • When you applied
  • Local appraisal rules

A quick review can help you find missed savings through the Texas senior property tax exemption.

How TexasPVP Helps Homeowners

TexasPVP helps seniors and disabled homeowners secure the Texas senior property tax exemption easily.

We:

  • Review property records
  • Find the missing exemptions, including the Texas senior property tax exemption
  • Guide correction steps

You do not have to do this alone, navigating the Texas senior property tax exemption process is much easier with expert support.

Final Reminder

The $200,000 senior and disabled exemption is real. Don’t forget to claim your Texas senior property tax exemption so you can maximize your savings.

January gives you the best chance to make sure it appears on your record as part of your Texas senior property tax exemption status.

It also gives you time to recover savings you may have missed by not properly utilizing the Texas senior property tax exemption.

TexasPVP stands ready to help you navigate the Texas senior property tax exemption process.

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Quick Facts

Who qualifies for the $200,000 exemption?
Texas homeowners age 65 or older or those with disabilities who live in their primary residence.
The $140,000 homestead exemption plus the $50,000 senior or disability exemption
January is when exemptions are applied and errors can be fixed before tax bills are issued.
Is Your Property Overvalued?
Texas Property Value Protest - property tax protest/property taxes in Texas/property tax consultant/help with property taxes in texas
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